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12-05-2006, 01:50 PM
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#1 (permalink)
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FF Handicapper
Join Date: May 2006
Location: Houston, TX
Posts: 2,369
Points: 52
Bank: 9,457
Total Points: 9,509
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Health insurance
How is everyone's health insurance here? Mine sucks. I have a torn meniscus in my right knee. My knee locked up and it is extremely painful especially since it won't unlock. My doc told me that I need arthoscopic knee surgery. However, I have a $1000 deductible and my insurance covers nothing till I reach it.
I just paid $100 for xrays. I have to get an MRI done and it will run around $580. The worse part my deductible resets at the new year and there is no guarantee that I could get the surgery done before then. If the surgery is done next Jan. I will have to pony up $1000 instead of the $320 I would have paid this year to meet the deductible. I also have to pay 20% after that. I think I may just wait till the new year to even get the MRI. Hopefully my knee will unlock, so it won't be so painful.
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12-05-2006, 03:27 PM
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#2 (permalink)
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Banned
Join Date: May 2006
Location: Scotland
Posts: 4,641
Points: 41,079
Bank: 0
Total Points: 41,079
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thank god we have a free health service, i get private treatment through my work also
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12-05-2006, 04:47 PM
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#3 (permalink)
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Probably Not Dana White
Join Date: Aug 2005
Location: Every man's nightmare
Posts: 4,505
Points: 83,848
Bank: 7,398
Total Points: 91,246
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Likewise. One of the things I'm most proud of in Canada is our health care system. Any injuries or operations I've ever had have been covered by it.
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12-05-2006, 05:56 PM
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#4 (permalink)
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Ricardo Arona's Boyfriend
Join Date: Aug 2005
Location: kc,mo
Posts: 5,694
Points: 21,633
Bank: 21,953
Total Points: 43,586
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I just landed a new job with a pharmaceutical company so mine isn't too bad. But since I don't do any type of training or anything like that I just need it for when I have the sniffles.
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12-06-2006, 09:23 AM
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#5 (permalink)
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I gave up fighting
Join Date: Jun 2005
Location: near a waterfall
Posts: 7,386
Points: 9,450
Bank: 405,460
Total Points: 414,910
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mine is surprisingly good for working in an unskilled profession. i have my Union to thank for that, health insurance is part of our bargaining agreement and the company can't take anything away from us that is in the contract. of course the contract is up for renewal in Febuary and things could change.
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12-06-2006, 02:16 PM
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#6 (permalink)
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FF's Crazy Drunk Guy
Join Date: Sep 2006
Location: On a Woman's Thong far far away
Posts: 7,482
Points: 375
Bank: 2,761
Total Points: 3,135
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Mine's pretty good. If I ever have to have a referral to a specialist, I haven't had any bitching about it from my carrier. They were really good too with my wife when she had a major surgery twice and once after a miscarriage, we had little to no out of pocket. But then again I'm a public employee and they generally have good insurance. Albeit I haven't had your experience. Good luck and take care of yourself bro.
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12-06-2006, 04:02 PM
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#7 (permalink)
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Top Ranked
Join Date: Jul 2005
Location: Colorado
Posts: 981
Points: 7,757
Bank: 2
Total Points: 7,758
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I am not poor, nor rich enough for health insurance.
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12-07-2006, 12:01 AM
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#8 (permalink)
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Professional
Join Date: May 2006
Location: Hamilton, ON
Posts: 274
Points: 39
Bank: 17
Total Points: 56
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I could never understand why americans don't implement a health care system like Canada has. You pay more in taxes but it's worth it if you need to go in for surgery or even just to visit your doctor. I really feel sorry for people that are scared to get sick just because they can't afford it. I like that if something major happens to me or my family, the last thing on our minds is money.
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